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Are Your Student Loans Dischargeable?

Did you know that under the recent changes to the law, most student loans are now dischargeable under a bankruptcy? So now, not only can ...

Bankruptcy Myths

Bankruptcy is a legal status of a person or other entity that cannot repay the debts it owes to creditors. In other words, bankruptcy is ...

Are you overwhelmed by debt?

Are you overwhelmed by debt?

2019 Finance Project

The Valenzuela Law Firm is beginning a series of posts to provide members of the public with general information regarding how to better manage their ...

2019 Project

2019 Project is important because it is a way to share what I’ve learned from clients, credit counseling courses, input from mentors, and even personal ...

How to Be the CFO of Your Financial Household

Consider it a promotion. From now on, you are more than a humble household money manager, a bill payer and a check writer. Instead, you ...

Debt Collection Companies Have Hijacked the Justice System

Denise Zencka, a mother of three in Indiana, had to file for bankruptcy because she couldn’t afford to repay her bills for treatment for ...

When to Seriously Consider Filing for Bankruptcy

Being overwhelmed by debt seems to be the “American way”. However, there comes a time when being overwhelmed turns into literally drowning in debt, being ...

Alabama Passes Law to Increase Bankruptcy Exemptions

On June 11, 2015, Governor Robert Bentley signed into law ACT No. 2015-484, and it became effective the same day, increasing the Alabama property limits for the ...

THE VALENZUELA LAW FIRM, LLC
154 East Broad Street,
Ozark, AL 36360

CALL US: (334) 774-1199
Alabama State Bar, Rules of Professional conduct, Rule 7.2 (e), requires the following language in all attorney communications: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. 11 U.S. Code section 528: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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